INTRODUCTION TO FINANCIAL WELLNESS
FINANCIAL WELLNESS RESOURCES
This page has resources to help you effectively manage your money and finances in order to achieve financial security.
GENERAL RESOURCES
BUDGETING
- Consumer.gov: Making A BudgetConsumer.gov provides a basic overview of why budgeting is important and how to go about it.
- mymoney.gov – toolsCalculators, budgeting worksheets, checklists, to make financial decisions
- Practical Money Skills for Life: BudgetingPractical Money Skills offers a budgeting overview, with worksheet and calculators.
CREDIT
The Fair Credit Reporting Act (FCRA) requires that each of the nationwide credit reporting companies provide a free copy of your credit report once a year. Find out more at the Federal Trade Commission's Consumer Information website, or request yours at www.annualcreditreport.com.
FINANCIAL LITERACY FOR STUDENTS
Real-life stories of young people facing and overcoming economic challenges. The one-hour PBS special shares practical financial advice on issues such as banking, credit, investments, budgeting, insurance, self-employment, and more. The website also features other tools and resources to help you make sound decisions about your financial future.
- 360 Degrees of Financial LiteracyThis resource, sponsored by the American Institute of CPAs, provides basic information and tools on general personal finance topics. It addresses issues at each life stage from teens to retirees.
- Cash CourseThis is a guide to making informed financial decisions from the National Endowment for Financial Information (NEFE).
- PowerpayHow long will it take to pay off your credit card or student debt? Find out using this debt repayment calculator from Utah State University.
BOOKS AT THE TUC LIBRARY: PERSONAL FINANCE & INVESTING
Degunking Your Personal Finances by *THIS IS AN EBOOK*
Master Your Finances: The Art of Building Wealth by *THIS IS AN EBOOK.*
More Than Money A Guide to Sustaining Wealth and Preserving the Family by *THIS IS AN EBOOK.*
Personal Benchmark: Integrating Behavioral Finance and Investment Management by *THIS IS AN EBOOK.*
Reset Your Barcode: Five Steps to a Financial Reset by *THIS IS AN EBOOK.*
The Ultimate Financial Plan: Balancing Your Money and Life by *THIS IS AN EBOOK.*
You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life by *THIS IS AN EBOOK.*
STUDENT LOANS, GRANTS, & SCHOLARSHIPS
- Borrowing Against the Future: The Hidden Costs of Financing U.S. Higher EducationA new report from Debt & Society, sponsored by the Center for Culture, Organizations, and Politics at Institute for Research on Labor and Employment, University of California, Berkeley, analyzes the increased financing costs of U.S. higher education.
- College Board Scholarship SearchPlace to look for scholarships, financial aid, etc.
- Federal Student Loans Basics for Students (PDF)A guide from the U.S. Department of Education that explains the federal student loan process, and helps students make informed financial decisions.
- Top Ten Student Loan Tips for Recent GraduatesTips to keep student loan debt under control from The Project on Student Debt.
- U.S. Department of EducationProvides information and links to resources dealing with student loans, forgiveness, grants.